A message from Mayor Sullivan
The COVID-19 health and economic crisis is causing untold harm to businesses throughout the City. To help business owners get the best information about the available economic assistance programs, the City has partnered the Metro South Chamber of Commerce to host weekly web conferences with the U.S. Small Business Administration and the Massachusetts Office of Business Development to bring Brockton businesses the most up to date information available. These web conferences/calls are free of charge. A list of resources is available below and on the Chamber’s webpage. These next few weeks and months are going to be difficult. I wish the best for you, your families and your businesses.
Please do not hesitate to contact my office with additional questions at 508-580-7123.
For a copy of the Mayor's letter to Brockton businesses click here.
The Baker-Polito Administration’s comprehensive plan to safely reopen the Massachusetts economy, get people back to work, and ease social restrictions while minimizing the health impacts of COVID-19.
Learn more about Reopening Massachusetts
General business guidance
Information to help businesses meet the self-certification requirement to reopen. All businesses must meet these requirements before reopening. Businesses operating to provide Essential Services, as defined in the Governor's March 23, 2020 Executive Order, updated on March 31, April 28 and May 15, may remain open and have until May 25, 2020 to comply with these mandatory safety standards.
Sector-specific protocols and best practices
Mandatory safety standards and recommended best practices for sectors that are eligible to open in Phase 1. Additional sector guidance for future phases will be issued at a later date. Businesses operating to provide Essential Services, as defined in the Governor's March 23, 2020 Executive Order, updated on March 31, April 28 and May 15, may remain open and have until May 25, 2020 to comply with their industry’s sector-specific protocols (if applicable).
Construction – Permitted to reopen on May 18, 2020
Manufacturing – Permitted to reopen on May 18, 2020
Office spaces – Permitted to reopen on May 25, 2020
Hair salons and barbershops – Permitted to reopen on May 25, 2020
Restaurants – To be Determined
Massachusetts Equitable PPP Access Initiative
The Massachusetts Equitable PPP Access Initiative is committed to providing timely and equitable access to the SBA Paycheck Protect Program (PPP) loans for underbanked businesses and historically disadvantaged demographic groups, including people of color and women. As part of this initiative, a coalition of banks are committing to making PPP loans directly, and a network of CDFIs are providing technical assistance with loan applications. If you are a minority-owned business and meet the criteria below, we encourage you to apply through this initiative.
1. You are a minority-owned business, sole proprietor or independent contractor operating in Massachusetts
2. You do not have a banking relationship with an SBA PPP lender.
3. You can complete the PPP application and have access to payroll, benefits and owner compensation records.
Brockton Business Survey: How is COVID-19 Affecting your business?
We need your help to understand how COVID-19 is affecting Brockton Businesses. Please take a moment to take this brief survey and tell us how the City of Brockton and its partners can help you, your business and its employees.
Brockton is doing everything it can to coordinate with state and federal partners to make sure local businesses have access to the information they need to make the decisions they need to take to respond to this heath and economic crisis. Below is a list of resources for you to consider
The SBA is no longer accepting applications for this loan program as all their funds have been committed. However, should new funding become available you should be ready to apply immediately. The Economic Injury Disaster Loan Program (EIDL) can provide up to $2 million of financial assistance (actual loan amounts are based on amount of economic injury) to small businesses or private, non-profit organizations that suffer substantial economic injury as a result of the declared disaster, regardless of whether the applicant sustained physical damage. Furthermore an EIDL Loan Advance of up to $10,000. This advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available following a successful application. This loan advance will be forgiven.
Congress has committed another $355 billion for small business. Don't wait. You should apply immediately. The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll. SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities.
Symbium, a private software firm from San Francisco, has developed a PPP calculator and resource site https://ppp.symbium.com/. The site is free and easy to use.
The SBA will automatically pay the principal, interest, and fees of current 7(a), 504, and microloans for a period of six months. The SBA will also automatically pay the principal, interest, and fees of new 7(a), 504, and microloans issued prior to September 27, 2020.
MassHire – Rapid Response
For companies and workers facing layoff as the result of COVID-19 MassHire offers Rapid Response. Rapid Response is a federally mandated program through the Workforce Innovation Opportunities Act (WIOA) designed to assist businesses and employees experiencing a layoff or closing. Before you are separated from your company, the MassHire Rapid Response Team will provide you with options prior to a layoff and refer you to a MassHire Career Center of your choice. Rapid Response Presentation
The Metro South Chamber of Commerce is diligently recording updates coming from the Commonwealth of Massachusetts, Small Business Administration, MOBD, U.S. Chamber, SCORE, and more business resource organizations as we all come together to offer support for our business community. The webinar series is hosted by Mayor Sullivan and Chris Cooney.
Register for the May 22, 2020 live web-conference
May 15, 2020 webinar
May 8, 2020 webinar
May 1, 2020 webinar
April 24, 2020 webinar
April 17, 2020 webinar
April 10, 2020 webinar
April 3, 2020 webinar
March 27, 2020
Mass Department of Unemployment Insurance – WorkShare
If your company needs to reduce payroll costs because of a temporary decline in business, the WorkShare program is your alternative to layoffs. WorkShare allows an employer to reduce the hours of work for employees in an entire company (or a small unit or department), and the employees receive unemployment benefits to supplement their reduced wages.
SCORE is committed to helping businesses like yours through the unprecedented challenges from the coronavirus outbreak. And SCORE local technical assistance can be found here.
The Massachusetts Small Business Development Center Network provides free and confidential business advice and free and low-cost training to prospective and existing entrepreneurs in Massachusetts. In order to better serve you, business advisors are available by appointment only.
To request confidential assistance, click here
SEED operates four different loan programs, which provide funds in amounts ranging from $1,000 to $5.5 million. The programs are defined by both the dollar amount and use of the proceeds sought by the borrower – except for the Micro Loan Program which often provides loans to start up businesses and those not yet “bankable”.
SEED’s financing programs listed below are designed to work in conjunction with the lending including commercial institutions in the region
The Empowerment Grant for Small Businesses
The Empowerment Grant for Small Businesses is here to support small business owners that serve Massachusetts Gateway Cities and are affected by COVID-19 impacts. Applicants can request up to $2,500 in grants from the Office of Economic Empowerment. Application deadline is May 29, 2020. To learn more about the application, please visit https://www.mass.gov/how-to/